Abdalla Mostafa Kamel

Overview

A highly experienced finance professional with over 35 years of expertise in the accounting in privet sector & banking sector, offering a proven track record in managing and executing financial strategies. Possessing a wealth of knowledge in financial control, internal audit, risk management, credit administration, and documentation control. Adapt at developing financial strategies, and implementing business plans, policies, and procedures to improve operational risk efficiency and secure/control risk appetite. My educational background made me well informed on various accounting and finance topics.

Selected work experience

Credit Administration Manager & Acting Head of Risk, Credit Administration – Corporate:

– Lead the development and implementation of business plans for the credit administration department.

– Participated in creating credit administration and monitoring methodologies, as well as credit policies for the bank. – – Approve disbursement of funds to corporate and real estate clients following loan approvals and terms.

– Manage the proper encoding of customer information and credit limits, as well as credit documentation and security inventory.

– Review and countersigned corporate documentation and agreements and maintain custody of legal documentation under dual control.

– Prepare credit-related reports for the Qatar Central Bank and monitored and disseminated daily reports.

– Establishes processes to follow-up with business divisions in case of irregularities, issues, and early warnings.

– Coordinate with the HR division to ensure proper training for credit administration officers.

– Ensuring compliance of facility sanction terms by verifying the accuracy/ completeness of the legal/security/collateral documents before disbursement of financing.

Member of Y2k Project Team:

•Establishing and developing bank chart of account for the new core banking system as a member of Y2K project team.

•Participating in different project phases as:

•Collection of information for the project overview phase

•Implementing and conducting the staff training

•Parallel run of the AS/400 and Phoenix Systems

•Controlling financial data conversion processing

•Specifying QIB requirements for the system reports

Assistant financial Controller:

– Internal Financial reporting to the CEO and external reporting to the (Regulator) Qatar Central Bank.

– Coordinating with the external auditors and examiners

Financial Reporting and Analysis

Budgeting and Forecasting

Cash Management and Financial Controls

Tax Planning and Compliance

Financial Analysis and Stakeholder Communication

Treasury Management and Process Improvement

Team Leadership and Development

Employers & Clients worked with

– I have worked with in banking sector Masraf Al Rayan, Barwa Bank, Qatar Islamic bank and also worked with Fahad trading company, ITED contracting company in trade and contracting sector

Systems handled:

– I have experience to work with core banking systems (Equation, PHONEX) and working with Microsoft office

Educational Background & Qualifications:

1975-1979 Ain Shams University Cairo, Egypt

– Holds several prestigious certifications including:

– Bachelor’s degree” accountancy (B.C)

– Certified Risk Professional (CRP)

– PROFESSIONAL DIPLOMA IN BASEL2 (Risk management and financial control)

– Certified Lender Business Banking (CLBB)

– Certified Bank Auditor (CBA).

Nov 1986 University of Cambridge, Preliminary English test, Doha, Qatar

– Provisional membership, Institute of Professional Managers- England 1987

– Certified Bank Auditor (CBA), Bank Administration Institute – Chicago, Illinois, USA. 2001

– Certified Risk Professional (CRP), Bank Administration Institute – Chicago, Illinois, USA. 2002

– Certified Lender Business Banking (CLBB), from Institute of Certified Bankers (ICP), USA 2003

– Professional Diploma in BASEL2, American Institute of Bankers, Washington DC, USA 2004

Key competencies:

Accountancy:

•Financial analysis
•Management report
•Payroll
•Analytical skills
Banking and Risk Management:

•Credit administration,
•Credit documentation and Control
•Underwriting credit analysis
Budget & Control

•OPEX Budget
•VAPEX Budget
•Cash & Forecasted Budget